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Probate is the legal term given to the administrative process that is followed after someone has died. It ends with the ‘Probate Registry’ issuing a ‘Grant of Probate’ OR, in the absence of a Will, a ‘Grant of Letters of Administration.’ The ‘Grant of Probate’ will usually be issued in around 4 and 8 weeks...


For those getting married for a second time, planning a new will can present issues, particularly with regard to children from a previous relationship. It is also the case that many people, marrying for the second time, are unaware of the affect that their new union will have on their existing will. Here, we explain...


Recent research, conducted by the ‘resolution Foundation,’ has revealed that the value of inherited wealth, handed down to younger generations, is set to double over the next 20 years. This trend very much amplifies the need for people to fully appreciate the value of their estates and the need to plan ahead in order to...


If your estate is worth more than the Inheritance Tax (IHT) threshold of £325,000 (or £650,000 for married couples and Civil Partners) it is likely that, when you die, your estate will be subject to IHT at 40%. One of the most straightforward ways to reduce the IHT liability, on your estate, is to give...


In September 2020, the government allowed Wills to be witnessed via a live video facility. With the ongoing Covid situation, the ruling has been extended until 2024. Under the ‘1837 Wills Act,’ two witnesses signatures are required in the physical presence of the Testator (the person making the Will). With people shielding, social distancing and...


Inheritance Tax (IHT) is a 40% tax, levied by the UK government, that is applied to your estate after you die. The allowance or ‘Nil Rate Band’ is £325,000 per person but there are a few other things to understand… There is no IHT to pay if your estate is below £325,000. However, its important...


Many believe estate planning is just for the wealthy. However, the reality is that effective estate planning is an essential part of managing your assets and final wishes whilst trying to ensure your family’s financial stability once you have passed on. Estate planning isn’t just for the elderly either. The fact is, you don’t have...


If you are one of the 46% of UK adults that have been sensible enough to put a Will in place you have taken the most important step to help secure the financial future of your loved ones.  However, we can’t underline enough, the need for a ‘proper’ conversation with your family to talk about...

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The Need to Discuss Your Estate, Wealth, Wills & Wishes with Your Family

The Need to Discuss Your Estate, Wealth, Wills & Wishes with Your Family